{"id":376076,"date":"2020-09-19T12:33:54","date_gmt":"2020-09-19T12:33:54","guid":{"rendered":"https:\/\/demo.zealousweb.com\/wordpress-plugins\/generate-pdf-using-contact-form-7\/?p=376076"},"modified":"2020-09-19T12:33:54","modified_gmt":"2020-09-19T12:33:54","slug":"best-no-fee-credit-cards-in-canada-for-august-2026-nerdwallet-canada","status":"publish","type":"post","link":"https:\/\/demo.zealousweb.com\/wordpress-plugins\/generate-pdf-using-contact-form-7\/?p=376076","title":{"rendered":"Best No-Fee Credit Cards in Canada for August 2026 NerdWallet Canada"},"content":{"rendered":"<div class=\"toc\" style=\"background: #f9f9f9;border: 1px solid #aaa;display: table;margin-bottom: 1em;padding: 1em;width: 350px;\">\n<p style=\"font-weight: 700;text-align: center;\">Content<\/p>\n<ul>\n<li><a href=\"#best-for-luxury-travel-perks-airport-lounge-access\">Best for Luxury travel perks + airport lounge access<\/a>\n<ul>\n<li><a href=\"#ink-business-preferred-credit-card\">Ink Business Preferred\u00ae Credit Card<\/a><\/ul>\n<\/li>\n<\/li>\n<\/ul>\n<\/div>\n<p>Beyond points, a travel card&#x2019;s perks can make a meaningful difference in whether it is worth the annual fee. That is most likely when you spend heavily in the card&#x2019;s bonus categories, travel often, use the included benefits regularly or want access to more premium protections and features. An annual fee can be worth it when the card&#x2019;s rewards, perks and insurance are likely to deliver more value than the fee costs you. If you don&#x2019;t qualify, you may be automatically approved for one of its sister cards with fewer features, like the PC Mastercard. Earn 5 points per $1 spent on purchases on travel, gas stations, select advertising, and restaurants. This card offers 3% back in the bonus category of your choice, but the default option is gas stations and EV charging stations. NerdWallet&apos;s writers and editors monitor more than 70 business credit cards to select the best options without outside input from partners or other business interests.<\/p>\n<p>No-fee cards usually give you a lighter version of that value proposition with fewer extras. They tend to offer fewer premium perks than higher-fee cards, but the best no-fee cards can still deliver strong everyday value. The main difference is usually not whether they earn rewards, but how generous those rewards are compared with annual-fee cards. No-fee cards are easiest to compare when you focus on the few things that actually drive value. For this roundup, we focused on cards within the no-annual-fee category that deliver meaningful rewards, practical features or unusual value without charging an annual fee. The Simplii Financial Cash Back Visa Card remains one of the strongest no-fee cards for dining and restaurant spending. With no annual fee, no fees on global money transfers and up to 4% back on purchases, this card offers solid rewards for people on a budget. It may lack lavish travel perks and robust insurance coverage, but as far as <a href=\"https:\/\/diwawincasino.com\/\">casino diwawin<\/a> no-fee cards are concerned, the RBC ION Visa has a respectable lineup of benefits for everyday spenders.<\/p>\n<p>But there&apos;s no free night award (a standard perk of hotel cards with annual fees), and AmEx scrapped the card&apos;s complimentary Priority Pass perk. The card features rich ongoing rewards, automatic elite status with Hilton and an annual statement credit for purchases at Hilton properties. 3x-12x Earn 12X Hilton Honors Bonus Points on eligible purchases made directly with hotels and resorts within the Hilton portfolio. Cardholders earn rewards on everyday spending, like dining, gas stations and transit. 2x miles on dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting. Its annual fee is the highest on our list of picks &#x2014; but so is its welcome bonus. You get 2X miles per dollar on all purchases (and 5X miles on select travel when booked via Capital One Business Travel).<\/p>\n<h2 id=\"best-for-luxury-travel-perks-airport-lounge-access\">Best for Luxury travel perks + airport lounge access<\/h2>\n<p>Expect to pay at least a $95 annual fee for a business travel card. Software features like automatic receipt matching and submission reminders can make reconciliation and reimbursement easy. You can issue employee cards and track spending with traditional business cards. New businesses can qualify with no business revenue. General business travel cards are great for flexible, easy-to-redeem rewards. Common perks include entry into airport lounges, automatic elite status at specific hotel chains and car rental discounts. You can get 4X points on your first $150,000 in eligible purchases (terms apply). Now, points earned  on all Chase rewards cards are worth 1 cent per point.<\/p>\n<h3 id=\"ink-business-preferred-credit-card\">Ink Business Preferred&#xAE; Credit Card<\/h3>\n<p>You&apos;ll earn 2% back on the first $25,000 in combined spending at gas stations and restaurants. Pricey business travel cards include perks and credits that add to the card&apos;s overall value. You need a score of 690 or higher to qualify for most business travel cards. That includes freelancers, side hustlers, Airbnb hosts and independent contractors, as well as entrepreneurs with a registered business. Chase Ink Business Preferred points used to be worth 1.25 cents each, giving it an edge over the other business travel cards. 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. (Only purchases made in the U.S. qualify for bonus categories.) There&apos;s also an excellent welcome offer that can help offset the annual fee. Points are worth more when redeemed for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Content Best for Luxury travel perks + airport lounge access Ink Business Preferred\u00ae Credit Card Beyond points, a travel card&#x2019;s perks can make a meaningful difference in whether it is worth the annual fee. That is most likely when you spend heavily in the card&#x2019;s bonus categories, travel often, use the included benefits regularly or [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-376076","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/demo.zealousweb.com\/wordpress-plugins\/generate-pdf-using-contact-form-7\/index.php?rest_route=\/wp\/v2\/posts\/376076","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo.zealousweb.com\/wordpress-plugins\/generate-pdf-using-contact-form-7\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/demo.zealousweb.com\/wordpress-plugins\/generate-pdf-using-contact-form-7\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/demo.zealousweb.com\/wordpress-plugins\/generate-pdf-using-contact-form-7\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/demo.zealousweb.com\/wordpress-plugins\/generate-pdf-using-contact-form-7\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=376076"}],"version-history":[{"count":0,"href":"https:\/\/demo.zealousweb.com\/wordpress-plugins\/generate-pdf-using-contact-form-7\/index.php?rest_route=\/wp\/v2\/posts\/376076\/revisions"}],"wp:attachment":[{"href":"https:\/\/demo.zealousweb.com\/wordpress-plugins\/generate-pdf-using-contact-form-7\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=376076"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/demo.zealousweb.com\/wordpress-plugins\/generate-pdf-using-contact-form-7\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=376076"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/demo.zealousweb.com\/wordpress-plugins\/generate-pdf-using-contact-form-7\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=376076"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}